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Tag: investments

ERISA Coverage of 403(b) Plans

A 403(b) plan is a retirement program for employees of public schools, certain tax-exempt organizations and certain ministers. Under a 403(b) plan, employers may purchase annuity contracts or establish custodial accounts invested only in mutual funds for the purpose of providing retirement income for their eligible employees. The annuity contracts […]

Planning for Retirement When You Have a Late Start

You are about to turn 40 and you realize you don’t have much in your retirement account. Life happens. You had other priorities that needed every dime of your income. Now you need to start getting really serious about saving for your retirement or you will not have enough money […]