Key Health Savings Account (HSA) Decision Points
Health savings accounts (HSAs) are a growing trend in healthcare that was established for the purpose of paying for the qualified medical expenses of an individual and/or his or her …
Health savings accounts (HSAs) are a growing trend in healthcare that was established for the purpose of paying for the qualified medical expenses of an individual and/or his or her …
Lockdowns, closures, legislation, and economic changes continue to affect how businesses function and how their employees navigate their finances during this global health crisis. The COVID-19 pandemic has made a …
Health savings accounts (HSAs) are a popular type of tax-advantaged medical savings account available to individuals enrolled in high deductible health plans (HDHPs). Individuals can use their HSAs to pay …
Many employee benefits are subject to annual dollar limits that are periodically increased for inflation. The Internal Revenue Service (IRS) recently announced cost-of-living adjustments to the annual dollar limits for …
Health care costs are rising for everyone, but as an older adult, you may face more challenges than the general population. For those worried about their financial future and ability …
Brian has spearheaded branding and media communications at FBS and leads the Marketing Department as the Marketing Manager. As a top 1% graduate of the 2011 UT Arlington class, Brian emphasizes excellence and ingenuity, leading FBS to the forefront of benefit education and enrollment.
Russ joined FBS in 2019 after working as a valued partner for 15 years and manages our ISD’s group health program. Russ holds a Life, Accident & Health insurance license and a Risk Managers license through the Texas Department of Insurance, and brings to FBS over thirty years of risk management and pool administration expertise. Russ continues to support districts across the state with their risk management programs.
Stacia has been with Financial Benefit Services since 2014 bringing with her 5 years in insurance billing and accounting and a Bachelor of Science in Business Administration from UT Dallas. She and her team will provide the district with monthly billing services. As Billing Manager, she assists in the day to day accounting processing for her team and is available to handle any escalated billing matters. Stacia will assign and work with an FBS Billing Coordinator to work with the district on consolidated billing, discrepancies, and other billing matters.
Cathy has been in the insurance industry for 28 years. Her past insurance experience includes roles as Marketing Supervisor, Account Management, and Account Executive at one of the largest insurance carriers of some of the largest employers in the state of Texas. As an Account Executive, she was a key team member on the TRS-ActiveCare account from its inception through the duration of the contract. As the Director of Client Services at FBS, Cathy oversees the Billing, Clent Service, and Account Executive teams and is available to assist in escalated matters, if necessary.
Coby joined FBS in 2007 as a Benefit Consultant and then rose to Vice President of Sales in 2013. Coby now serves as the Senior Vice President of FBS managing a team of sales, marketing, and client implementation personnel. He is a graduate of Texas Tech University holds many different licenses in the insurance industry including the Insurance Counselors License through the Texas Department of Insurance. He currently serves as the benefit consultant for several of the FBS Benefit Co-Operatives and many standalone school districts.
Kyle was hired by FBS as one of our first benefit consultants in 2001 and became the President of the company in 2005. Mr. James started his insurance career in 1993 with American Fidelity in Lubbock, Texas and remained with them until 2000. He is a graduate of Texas Tech University with a Degree in Education. Mr. James holds many different licenses in the insurance industry including the Insurance Counselors License through the Texas Department of Insurance. He currently serves as the benefit consultant for 15 of the 20 Educational Service Centers in the State of Texas.