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The Impact of “Trend” and Understanding Your Renewal Rates

The benefits industry continues to evolve. Employers are challenged with absorbing insurance premium increases and other impacts to their bottom lines. In addition, complying with the Affordable Care Act (ACA) and IRS guidelines brings added uncertainty and financial burden. However, employers can take solace in the fact that the market […]

Benefits and Taxes: Advantages for Employers and Employees

Employee benefits can be complex to administer, particularly in terms of taxation. It is important to understand the tax implications for both the employer and employee. This article will explain the general considerations related to the taxation of employee benefits. Employer Tax Implications Employers can usually deduct amounts that they […]

Benefits A-Z: Self-Funding Insurance Plans

In today’s business climate, managers need benefits solutions as resourceful and cutting-edge as the organizations they run. For many employers, pre-packaged full insurance health plans do not provide the greatest value to their organizations. Employers of all sizes are looking to mold their plans around the requirements of their businesses. […]

Keep Your Identity Safe During Tax Season

Tax season is here and you are scrambling to find all the paperwork you need to file your federal income tax returns. Tax fraud can happen to anyone and it is a simple scheme. They obtain basic information about you including your Social Security Number then file a bogus return […]

3 Weight Loss Options Your Insurance MAY Cover

Obesity is a major health issue in the US.  Twenty-two states including Texas reported 30-35% obesity rate for adults in 2017. That means roughly one third of Texas is at a high risk of obesity related diseases such as diabetes, high blood pressure or cholesterol, and kidney disease. While most […]