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Category: Retirement & Finance

Podcasts / Retirement & Finance

FBS Podcast Ep5: Retirement Education for Educators

 Retirement may seem far away or even unattainable, but the reality is that it’s important to start saving now to live comfortably once the time comes. Without a retirement …

Retirement & Finance

Common Mistakes with 401(k) Plan Loans

IRS section 401(k) plans are the most popular retirement plan in the United States, with over 60 million employees opting to receive coverage. Despite this, some employers fall short of …

Retirement & Finance

Supporting Employee Financial Wellness During the COVID-19 Pandemic

The COVID-19 pandemic is not only challenging the way Americans live on a daily basis, but also posing significant economic threats that could have a lasting effect on their financial …

Retirement & Finance

Can Debt be a Good Thing?

Many Americans are consumed with anxiety and frustration over the debt that they owe, and the lack of funds to pay it off. Furthermore, most people struggle to save a …

Retirement & Finance

HOLIDAY STRESS: STICKING TO YOUR BUDGET

The holidays can be a stressful time of year, and money is one of the leading causes of holiday anxiety for Americans. The best time for holiday budgeting begins early …

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Brian Itotia, Marketing Manager

Brian has spearheaded branding and media communications at FBS and leads the Marketing Department as the Marketing Manager. As a top 1% graduate of the 2011 UT Arlington class, Brian emphasizes excellence and ingenuity, leading FBS to the forefront of benefit education and enrollment.

Russ Edwards, Director of Group Health Services

Russ joined FBS in 2019 after working as a valued partner for 15 years and manages our ISD’s group health program. Russ holds a Life, Accident & Health insurance license and a Risk Managers license through the Texas Department of Insurance, and brings to FBS over thirty years of risk management and pool administration expertise. Russ continues to support districts across the state with their risk management programs.

Stacia Wirth, Billing Manager

Stacia has been with Financial Benefit Services since 2014 bringing with her 5 years in insurance billing and accounting and a Bachelor of Science in Business Administration from UT Dallas. She and her team will provide the district with monthly billing services. As Billing Manager, she assists in the day to day accounting processing for her team and is available to handle any escalated billing matters. Stacia will assign and work with an FBS Billing Coordinator to work with the district on consolidated billing, discrepancies, and other billing matters.

Cathy Alaniz, VP of Client Services & Billing

Cathy has been in the insurance industry for 28 years. Her past insurance experience includes roles as Marketing Supervisor, Account Management, and Account Executive at one of the largest insurance carriers of some of the largest employers in the state of Texas. As an Account Executive, she was a key team member on the TRS-ActiveCare account from its inception through the duration of the contract. As the Director of Client Services at FBS, Cathy oversees the Billing, Clent Service, and Account Executive teams and is available to assist in escalated matters, if necessary.

Coby James, Senior Vice President

Coby joined FBS in 2007 as a Benefit Consultant and then rose to Vice President of Sales in 2013. Coby now serves as the Senior Vice President of FBS managing a team of sales, marketing, and client implementation personnel. He is a graduate of Texas Tech University holds many different licenses in the insurance industry including the Insurance Counselors License through the Texas Department of Insurance. He currently serves as the benefit consultant for several of the FBS Benefit Co-Operatives and many standalone school districts.

Kyle James, President

Kyle was hired by FBS as one of our first benefit consultants in 2001 and became the President of the company in 2005. Mr. James started his insurance career in 1993 with American Fidelity in Lubbock, Texas and remained with them until 2000. He is a graduate of Texas Tech University with a Degree in Education. Mr. James holds many different licenses in the insurance industry including the Insurance Counselors License through the Texas Department of Insurance. He currently serves as the benefit consultant for 15 of the 20 Educational Service Centers in the State of Texas.