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Category: Benefits Education

Benefits Education

Key Health Savings Account (HSA) Decision Points

Health savings accounts (HSAs) are a growing trend in healthcare that was established for the purpose of paying for the qualified medical expenses of an individual and/or his or her …

Benefits Administration / Benefits Education

Offering Life Insurance: The Basics

Life insurance is one of the most common employer-provided benefits. However, if you have never offered this benefit, then it can be very confusing where to start. Knowing the basics …

Benefits Education

The Benefits of Providing Accident Insurance

For a growing number of employers, voluntary accident insurance plans may play a part in rounding out employee benefits packages to help employees pay for unexpected costs. Accidents can happen …

Benefits Education

Encouraging Employees to Use Telehealth Services

The COVID-19 pandemic has proven just how convenient telehealth services can be. According to a survey from FAIR Health, there was a 4,347% increase nationally in telehealth utilization from March …

Benefits Education / Other

Identity Theft Insurance: Prevention and Protection

Identity theft occurs when someone obtains personal information, such as your name, credit card number, birth date, Social Security number, home address and bank account numbers, and then illegitimately uses …

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Brian Itotia, Marketing Manager

Brian has spearheaded branding and media communications at FBS and leads the Marketing Department as the Marketing Manager. As a top 1% graduate of the 2011 UT Arlington class, Brian emphasizes excellence and ingenuity, leading FBS to the forefront of benefit education and enrollment.

Russ Edwards, Director of Group Health Services

Russ joined FBS in 2019 after working as a valued partner for 15 years and manages our ISD’s group health program. Russ holds a Life, Accident & Health insurance license and a Risk Managers license through the Texas Department of Insurance, and brings to FBS over thirty years of risk management and pool administration expertise. Russ continues to support districts across the state with their risk management programs.

Stacia Wirth, Billing Manager

Stacia has been with Financial Benefit Services since 2014 bringing with her 5 years in insurance billing and accounting and a Bachelor of Science in Business Administration from UT Dallas. She and her team will provide the district with monthly billing services. As Billing Manager, she assists in the day to day accounting processing for her team and is available to handle any escalated billing matters. Stacia will assign and work with an FBS Billing Coordinator to work with the district on consolidated billing, discrepancies, and other billing matters.

Cathy Alaniz, VP of Client Services & Billing

Cathy has been in the insurance industry for 28 years. Her past insurance experience includes roles as Marketing Supervisor, Account Management, and Account Executive at one of the largest insurance carriers of some of the largest employers in the state of Texas. As an Account Executive, she was a key team member on the TRS-ActiveCare account from its inception through the duration of the contract. As the Director of Client Services at FBS, Cathy oversees the Billing, Clent Service, and Account Executive teams and is available to assist in escalated matters, if necessary.

Coby James, Senior Vice President

Coby joined FBS in 2007 as a Benefit Consultant and then rose to Vice President of Sales in 2013. Coby now serves as the Senior Vice President of FBS managing a team of sales, marketing, and client implementation personnel. He is a graduate of Texas Tech University holds many different licenses in the insurance industry including the Insurance Counselors License through the Texas Department of Insurance. He currently serves as the benefit consultant for several of the FBS Benefit Co-Operatives and many standalone school districts.

Kyle James, President

Kyle was hired by FBS as one of our first benefit consultants in 2001 and became the President of the company in 2005. Mr. James started his insurance career in 1993 with American Fidelity in Lubbock, Texas and remained with them until 2000. He is a graduate of Texas Tech University with a Degree in Education. Mr. James holds many different licenses in the insurance industry including the Insurance Counselors License through the Texas Department of Insurance. He currently serves as the benefit consultant for 15 of the 20 Educational Service Centers in the State of Texas.