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Author: Beverly Itotia

Benefits News

Possible Health Care Transparency Rule Would Open Cost Data in Totally New Way

Trump administration officials have put the can opener in place on one of the most volatile issues of health care – how much does it really cost – and are …

Affordable Care Act (ACA) Advisory

Shutdown Talk About Refunds Doesn’t Change Employer Filings

All the hubbub over the federal government shutdown has resulted in some confusion and questions about taxpayers and potential tax refunds they may be due.  Importantly, and as a reminder, …

Affordable Care Act (ACA) Advisory

ACA Remains in Force, Despite Court Ruling It’s Unconstitutional

A Texas federal district judge on Friday,  Dec. 14, 2018, held that the individual mandate was unconstitutional, and the remainder of the ACA was invalid and unenforceable in Texas v U.S. The …

Long Term Care
Affordable Care Act (ACA) Advisory

IRS Extends Form 1095-B and 1095-C Deadlines, Also Provides Relief for Good-Faith Reporting

The IRS has now extended the due date for providing individuals with a 2018 Form 1095-B or 1095-C from January 31, 2018, to March 4, 2019. The extension was part …

Supreme Court
Affordable Care Act (ACA) Advisory

Rhetoric v. Reality: What is the Future for the Employer Mandate & Reporting?

With Republicans in control of the White House and both houses of Congress since 2016, many expected or hoped that the Affordable Care Act, in its entirety, would be a …

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Brian Itotia, Marketing Manager

Brian has spearheaded branding and media communications at FBS and leads the Marketing Department as the Marketing Manager. As a top 1% graduate of the 2011 UT Arlington class, Brian emphasizes excellence and ingenuity, leading FBS to the forefront of benefit education and enrollment.

Russ Edwards, Director of Group Health Services

Russ joined FBS in 2019 after working as a valued partner for 15 years and manages our ISD’s group health program. Russ holds a Life, Accident & Health insurance license and a Risk Managers license through the Texas Department of Insurance, and brings to FBS over thirty years of risk management and pool administration expertise. Russ continues to support districts across the state with their risk management programs.

Stacia Wirth, Billing Manager

Stacia has been with Financial Benefit Services since 2014 bringing with her 5 years in insurance billing and accounting and a Bachelor of Science in Business Administration from UT Dallas. She and her team will provide the district with monthly billing services. As Billing Manager, she assists in the day to day accounting processing for her team and is available to handle any escalated billing matters. Stacia will assign and work with an FBS Billing Coordinator to work with the district on consolidated billing, discrepancies, and other billing matters.

Cathy Alaniz, VP of Client Services & Billing

Cathy has been in the insurance industry for 28 years. Her past insurance experience includes roles as Marketing Supervisor, Account Management, and Account Executive at one of the largest insurance carriers of some of the largest employers in the state of Texas. As an Account Executive, she was a key team member on the TRS-ActiveCare account from its inception through the duration of the contract. As the Director of Client Services at FBS, Cathy oversees the Billing, Clent Service, and Account Executive teams and is available to assist in escalated matters, if necessary.

Coby James, Senior Vice President

Coby joined FBS in 2007 as a Benefit Consultant and then rose to Vice President of Sales in 2013. Coby now serves as the Senior Vice President of FBS managing a team of sales, marketing, and client implementation personnel. He is a graduate of Texas Tech University holds many different licenses in the insurance industry including the Insurance Counselors License through the Texas Department of Insurance. He currently serves as the benefit consultant for several of the FBS Benefit Co-Operatives and many standalone school districts.

Kyle James, President

Kyle was hired by FBS as one of our first benefit consultants in 2001 and became the President of the company in 2005. Mr. James started his insurance career in 1993 with American Fidelity in Lubbock, Texas and remained with them until 2000. He is a graduate of Texas Tech University with a Degree in Education. Mr. James holds many different licenses in the insurance industry including the Insurance Counselors License through the Texas Department of Insurance. He currently serves as the benefit consultant for 15 of the 20 Educational Service Centers in the State of Texas.