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Blog Posts

Don’t Forget about Your Personal Days!

Many employers these days have a variety of Paid Time-Off (PTO) options. In most of these cases, they are divided into some combination of vacation, sick, and personal days. If you are lucky enough to be employed by a company that provides you with personal or mental health days then…

IRS Publishes Indexed ACA Affordability Percentages for 2019

In Rev. Proc. 2018-34, the IRS issued the indexed affordability percentages relevant to applicable large employers (ALEs) who must offer minimum essential coverage meeting certain requirements to fulltime employees and their dependents or risk exposure to employer shared responsibility penalties. In 2019, such coverage will be deemed “affordable” if the…

Tailoring Benefits for Your Most Senior Employees

Guest post by freelance writer Jenny Holt. In the US, workers are keeping their careers going longer and longer – according to the NYT, 19% of workers continue past 65, up from 13% in 2000. What’s more, many are reporting working ‘better’. The decision to continue past retirement is often out…

Front-line Heroes of Emergency Medical Services

When you are in an accident or have a life-threatening emergency, your local Emergency Medical Services (EMS) network dispatches first responders. The EMS is made up of paramedics and EMTs (Emergency Medical Technicians) who play a crucial role in the emergency medical care system, often providing the critical link between…

The Benefits of Health Savings Accounts (HSA's)

IRS Restores 2018 HSA Limits and Announces 2019 HSA Limits

In Rev. Proc. 2018-17, the IRS restored the previously issued $6,900 contribution limit for individuals with family HDHP coverage in 2018. The IRS had recently lowered the limit to $6,850 as a consequence of the Tax Cuts and Jobs Act, but due to stakeholder concerns, the IRS will now allow…