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Planning for Retirement When You Have a Late Start

You are about to turn 40 and you realize you don’t have much in your retirement account. Life happens. You had other priorities that needed every dime of your income. Now you need to start getting really serious about saving for your retirement or you will not have enough money…

Benefits A-Z: Hospital Indemnity Plans

Everyone knows that spending even one night in a hospital costs more than the Presidential Suite at most hotels. The average cost of a hospital stay is around $2,000 per day. Combine that with the fact most silver level health insurance plans have a deductible of at least $3,000 and…

5 Common Things Men Do to Hurt Their Health

Many men live adventurous and hard working lives and still manage to take good care of themselves. They exercise, eat healthy, and keep a mindful eye on things that will help them stay healthy. Other men however, need a little coaching. Here are six things they need to stop doing…

Front-line Heroes of Emergency Medical Services

When you are in an accident or have a life-threatening emergency, your local Emergency Medical Services (EMS) network dispatches first responders. The EMS is made up of paramedics and EMTs (Emergency Medical Technicians) who play a crucial role in the emergency medical care system, often providing the critical link between…

Benefits A-Z: Gap Medical Insurance

Employer provided insurance plans are a cornerstone of the medical insurance market. Companies offer medical benefits as well as a variety of supplemental plans as a way of attracting and retaining employees. By sharing in the cost of these benefits, the company shows that it values its employees, however with…