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Blog Posts

Avoiding Burnouts: Signs of an Overly Stressed Employee

Stress and anxiety are killers of productivity. In a recent survey by the American Psychological Association (APA), 58% of Americans stated that work is a significant source of stress. This same study presents evidence that occupational stress costs employers an estimated $300 billion annually due to lost productivity. The loss […]

Benefits A-Z: Long-Term Disability

You might think that an accident or illness causing a lengthy period of disability would never happen to you. You might also think that your medical insurance will cover all your expenses in the event of a disability. While the first assumption may or may not prove true, the second […]

The ACA and Affordability – What is this anyway?

While non-ALEs who offer group health coverage may have small group carrier requirements about affordability for their employees, these non-ALE employers are not subject to the Section 4980H affordability requirements and cannot be held liable for any employer shared responsibility penalties. Now that the IRS is actively enforcing the employer shared […]

HR Guide to Mourning: 4 Ways You Can Help

The loss of a loved one, whether they be a member of our family or a friend, can be a tough topic. We grieve and hopefully, in time, heal from the loss through the support of our family and friends. When a coworker or employee experiences this loss, it is […]

Those 226J Letters –Insights into IRS Enforcement Of Employer Shared Responsibility Penalties

Everyone’s heard the old saying about the “third time’s a charm.”  Well, by now most brokers are aware the IRS is now LOOKING BACK and enforcing the employer mandate by issuing penalty notification letters to applicable large employers (ALEs) suspected of noncompliance with the employer shared responsibility requirements during the […]