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Blog Posts

Planning for Retirement When You Have a Late Start

You are about to turn 40 and you realize you don’t have much in your retirement account. Life happens. You had other priorities that needed every dime of your income. Now you need to start getting really serious about saving for your retirement or you will not have enough money…

4 Ways to Help Lower Prescription Costs Without Insurance

It is no secret that prescription drugs are becoming more and more expensive. Most of these prices are determined by a complex system where a drug manufacturer first sets a list price, then pharmacy benefit managers (PBMs) negotiate prices. The primary function of the PBM is to negotiate a smaller…

Understanding the Healthcare Benefits Your Millennial Workforce Wants

Guest post by freelance writer Jenny Holt. 71% of Americans are concerned that their healthcare costs will continue to increase, according to an Access Perks blog. With 91% of employers planning to develop or expand their financial well-being programs, there’s no doubt that employers play a huge role in managing healthcare…

Helping employees with PTSD

Post-Traumatic Stress Disorder (PTSD) is a psychiatric disorder that sometimes develops as a result of a traumatic experience. These experiences may include terrorist activities, violent personal assaults, serious accidents, or even being a witness to one of these events. The disorder can also occur in individuals that have a direct…

Benefits A-Z: Hospital Indemnity Plans

Everyone knows that spending even one night in a hospital costs more than the Presidential Suite at most hotels. The average cost of a hospital stay is around $2,000 per day. Combine that with the fact most silver level health insurance plans have a deductible of at least $3,000 and…