Benefit Cooperatives

FBS provides power in numbers with 8 current employee benefit cooperatives in the State of Texas. A larger risk pool results in more competitive premiums and provides more stability with longer rate guarantees.

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ACA Compliance

Take the guess work out of managing ACA. With attorney-backed guidance, FBS in partnership with Eligibility Tracking Calculators (ETC) provides expertise on the Affordable Care Act.

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ThinkHR

ThinkHR's dynamic tools, checklists, builders and guides enable rapid deployment of HR best practices across the entire organization, all for a low cost for employers.

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Lives Served

425,000

Employer Groups

480

(%) Retention

99

See how you can master open enrollment with our free E-Kit download.

It’s no secret – healthcare costs continue to skyrocket. this and the ongoing pressure to attract and retain valued employees using competitive benefits are forcing employers to evaluate alternative solutions to balance out inflating healthcare costs. one of these solutions includes switching from a fully-insured health plan to a self-funded health plan.